Climate risk intelligence for underwriting

Know what you're writing before you bind.

See property-level exposure across flood, wildfire, hail, and extreme climate perils. Underwrite within minutes, apply appetite consistently, and set terms or exclusions with more confidence.

In the underwriting workflow

Get to a confident decision without slowing the quote.

Use the portal for a closer look at the property, or bring the same science-backed risk signals directly into your quote and renewal workflows through the API.

See every building, parcel, and area of exposure.

Search the address and review the buildings, parcels, flood-depth overlay, and other peril layers. Catch differences that a block-level view or single score can miss.

Know what is driving the risk.

Review different climate risk layers and see whether the risk is isolated to one building, spread across the property, or driven by a specific peril before setting terms, conditions, or exclusions.

Turn the risk view into an underwriting decision.

Accept, refer, condition, exclude, or decline with the evidence in front of you, inside the Portal or your existing workflows and systems.

Make your next bind decision with the full risk picture.

Bring a sample location or complex commercial property. We'll show what is exposed, what is driving the risk, and how Geosapiens can support the decision before you bind.