Property- and portfolio-level climate risk inside your everyday tools and workflows. Deliver science-backed Geosapiens climate risk intelligence directly into quoting and underwriting systems, and use the same API to enrich entire portfolios in batch when needed.
Where the API fits
Replace manual climate risk lookups with one integration that can assess a single property or enrich an entire book inside your systems.
See the property's risk assessment inside your existing quoting or rating flow, so climate exposure can inform underwriting before the risk is priced or written.
Enrich locations across the portfolio with Geosapiens scores and flood depths in a single batch run, so teams can analyze climate exposure across your book without assessing properties one by one.
Store Geosapiens outputs in policy administration systems or your data warehouse, so the same climate risk information can support portfolio management, reporting, and downstream analytics.
Send an address, coordinates, or postal code from your existing system. Geosapiens runs the relevant climate risk models and returns structured outputs directly to the system that made the request.
What your systems get
Use structured climate risk outputs at the level of detail each workflow needs, from peril-level scores to flood depth and financial loss metrics.
Request the GEOSAPIENS INDEX and peril-level scores across flood, wildfire, hail, and Extreme Climate Perils to distinguish the climate risks affecting each location.
Return flood depth in metres by return period, including the return periods your teams use when assessing and pricing flood risk.
Receive average annual loss (AAL), probable maximum loss (PML), and exceedance probability (EP) metrics through the API to connect modelled flood exposure to potential financial loss for pricing and portfolio analysis.
Every API output is backed by Geosapiens' science-driven models, documented methodology, and clearly defined fields. Data dictionaries and direct access to experts help your teams understand what each output means, how it was produced, and how it should be used in underwriting and pricing workflows.
Models
Get a property-level view of exposure across flood, wildfire, hail, and extreme climate perils. Understand what is driving risk at any location and where exposure is building across the portfolio.
FloodRiver overflow, intense rainfall, and coastal flooding create different risk pictures. Geosapiens helps insurers understand not just whether flood risk exists, but what kind of flood exposure they may be taking on.
WildfireWildfire risk is shaped by more than vegetation or distance to forest. Geosapiens' model draws on more than 70 climatic, environmental, and human variables to help you estimate property-level risk, assess loss potential, and refine pricing with more context.
HailGeosapiens' hail model combines historical data with atmospheric variables to give you a clear view of hail exposure across regions, properties, and portfolios.
Extreme Climate PerilsUse standardized hazard scores to surface exposure to extreme heat, cold, drought, wind, and more, before those signals become your portfolio's blind spot.
Deliver Geosapiens climate risk intelligence directly into quoting, underwriting, and portfolio systems, from real-time property assessment to portfolio-scale processing.