From an address to a clear view of climate exposure. Use a map-based view to analyze flood, wildfire, hail, and extreme climate exposure at any location. See science-backed modelled risk across the site and surrounding area to support risk selection, exclusions, and underwriting decisions.
Location Analysis
Use one visual view of climate exposure to assess the property, understand how different perils affect it, and investigate the surrounding conditions before deciding how to underwrite the risk.
Search an address or choose a point on the map to analyze climate exposure. Turn peril layers on or off to focus on a specific risk or see flood, wildfire, hail, and extreme climate exposure together in one fuller view.
Visualize climate perils on the map to understand how exposure changes across a site and its surroundings. Give underwriters the spatial context to assess complex property risks with greater precision.
Layer live climate exposure activity and historical context onto the property view to see when current conditions or past events warrant a closer underwriting review.
See how exposure is distributed across your portfolio to spot clusters, assess accumulation, and investigate individual properties before making underwriting or portfolio decisions.
Results You Can Use
Save, revisit, share, and export the analysis so underwriting, risk, and analytics teams can use the same climate risk view for every step of their work.
Generate a PDF that captures the property, map view, climate risk results, and active layers for underwriting documentation, internal review, or client-facing communication.
Exchange analysis results with other systems through integrations, or export structured CSV data for internal analysis and downstream processes.
Add notes directly to the analysis to record observations, underwriting considerations, and anything else your team needs alongside the property review.
Save important locations as geobookmarks and reopen them quickly when a property needs another review.
Use science-driven models, documented methodology, and traceable assumptions to assess whether a property fits your appetite, where exclusions may be needed, and whether to write the risk.
Models
Get a property-level view of exposure across flood, wildfire, hail, and extreme climate perils. Understand what is driving risk at any location and where exposure is building across the portfolio.
FloodRiver overflow, intense rainfall, and coastal flooding create different risk pictures. Geosapiens helps insurers understand not just whether flood risk exists, but what kind of flood exposure they may be taking on.
WildfireWildfire risk is shaped by more than vegetation or distance to forest. Geosapiens' model draws on more than 70 climatic, environmental, and human variables to help you estimate property-level risk, assess loss potential, and refine pricing with more context.
HailGeosapiens' hail model combines historical data with atmospheric variables to give you a clear view of hail exposure across regions, properties, and portfolios.
Extreme Climate PerilsUse standardized hazard scores to surface exposure to extreme heat, cold, drought, wind, and more, before those signals become your portfolio's blind spot.
Visualize risk exposure at every property, investigate the context behind it, and create analysis your team can use in underwriting, portfolio review, and reporting.